Mortgage Broker Brighton

Yes. Brighton’s housing stock includes a substantial number of Regency, Victorian and Edwardian conversions — particularly in Kemptown, Brunswick, Montpelier and parts of North Laine. Some of these properties have construction quirks that some high-street lenders apply restrictions to: lath-and-plaster walls, single-skin construction in older flats, or unusual roof types. We work with lenders who are comfortable underwriting period properties manually, which widens your options.

Conversion flats — where a Victorian or Regency house has been split into multiple flats — can be more complex than purpose-built apartments. Lenders look at the lease length, the number of flats in the building, whether there’s a share of freehold, and the construction type. Each Brighton conversion is slightly different. Independent broker access means we can match the specific flat to the right lender rather than guessing which high-street name might work.

Yes — first-time buyer mortgages are one of our core areas. We guide first-time buyers through the full journey: understanding what you can realistically afford in Brighton, getting an Agreement in Principle so estate agents take you seriously, navigating the application, valuation and offer stages, and coordinating with your solicitor through to completion.

Yes. Brighton has one of the strongest rental markets on the South Coast, driven by students, young professionals and the city’s hospitality and creative sectors. We arrange BTL mortgages for first-time landlords, experienced portfolio investors and limited-company SPV structures. We also know which lenders are comfortable with the property types common in Brighton — converted flats, HMOs, and properties in higher-density postcodes.

Whichever suits you. Our office is on Portland Road in Hove, a short drive or bus ride from central Brighton. Many Brighton clients prefer the initial conversation by phone or video, then in-person meetings at key stages — particularly around offer acceptance and pre-completion. Some clients prefer everything in person; some prefer everything remote. We adapt to what works for you.